Under the Trump administration, two of the three major credit bureaus have sharply reduced the share of complaints they resolved in customers’ favor.

In 2024, Experian’s relief rate was 20%. Last year, that figure fell to less than 1%.

Read our full investigation: https://www.propublica.org/article/credit-report-mistakes-cfpb-experian-transunion?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post

#Data #Finance #PersonalFinance #Credit #Trump #DataViz #Research #Journalism

Under the Trump administration, two of the three major credit bureaus have sharply reduced the share of complaints they resolved in customers’ favor.

In 2024, Experian’s relief rate was 20%. Last year, that figure fell to less than 1%.

Read our full investigation: https://www.propublica.org/article/credit-report-mistakes-cfpb-experian-transunion?utm_source=mastodon&utm_medium=social&utm_campaign=mastodon-post

#Data #Finance #PersonalFinance #Credit #Trump #DataViz #Research #Journalism

Ok, fuck this. I’ve burned several precious leisure hours and I’m no further than I was yesterday WRT getting HTTPS working.

Self-signed certificates don’t seem to work, and I’m not the only one saying that. But the answer is apparently to install even more software that potentially has worse security implications and I’m just not going to do that.

Also, the mobile web version doesn't work at all outside of my home network. Might be related to HTTPS, might not be.

I learned the keyboard shortcuts for copying and pasting in the Linux terminal, so I guess that’s useful?

#SelfHosted #Homelab #ActualBudget #PersonalFinance

Ok, fuck this. I’ve burned several precious leisure hours and I’m no further than I was yesterday WRT getting HTTPS working.

Self-signed certificates don’t seem to work, and I’m not the only one saying that. But the answer is apparently to install even more software that potentially has worse security implications and I’m just not going to do that.

Also, the mobile web version doesn't work at all outside of my home network. Might be related to HTTPS, might not be.

I learned the keyboard shortcuts for copying and pasting in the Linux terminal, so I guess that’s useful?

#SelfHosted #Homelab #ActualBudget #PersonalFinance

📢 Here we go, a version of the Firefly III Data Importer is out! Version v2.2.1 can be downloaded right now.

Firefly III is a free and open source personal finance manager, and the data importer can download transactions directly from your bank!

This release fixes the auto-import feature and expands Enable Banking support.

Check out the release notes and download. https://github.com/firefly-iii/data-importer/releases/v2.2.1 #opensource #oss #newrelease #php #software #personalfinance #selfhosted

📢 Here we go, a version of the Firefly III Data Importer is out! Version v2.2.1 can be downloaded right now.

Firefly III is a free and open source personal finance manager, and the data importer can download transactions directly from your bank!

This release fixes the auto-import feature and expands Enable Banking support.

Check out the release notes and download. https://github.com/firefly-iii/data-importer/releases/v2.2.1 #opensource #oss #newrelease #php #software #personalfinance #selfhosted

While I could access Actual Budget on my desktop no problem, I couldn't get it to sync again on my phone. It kept throwing an error message. Eventually I just exported the data and re-imported on my desktop and that ended up syncing fine on the phone.

I've got all my March activity and budget set up. Not fun but it is my day job so an hour or two of persistence was enough.

I'll need to see how the web app behaves on my phone without a connection to the server, but I suspect I probably don't care either way.

Really unfortunate I renewed YNAB a month ago.

#SelfHosted #Homelab #PersonalFinance #ActualBudget

While I could access Actual Budget on my desktop no problem, I couldn't get it to sync again on my phone. It kept throwing an error message. Eventually I just exported the data and re-imported on my desktop and that ended up syncing fine on the phone.

I've got all my March activity and budget set up. Not fun but it is my day job so an hour or two of persistence was enough.

I'll need to see how the web app behaves on my phone without a connection to the server, but I suspect I probably don't care either way.

Really unfortunate I renewed YNAB a month ago.

#SelfHosted #Homelab #PersonalFinance #ActualBudget

So I realized I apparently set up docker-compose wrong and the data files were not where I wanted them to be. Here’s where things go really wrong.

I changed docker compose and restarted the container. This does not work. Then I removed the container and docker pulled. This also does not work.

…in the end, the file path was wrong. ./data instead of /data.

I had to log out and log back in, but everything seems fine now. Time to go outside maybe.

#SelfHosted #Homelab #PersonalFinance #ActualBudget

So I realized I apparently set up docker-compose wrong and the data files were not where I wanted them to be. Here’s where things go really wrong.

I changed docker compose and restarted the container. This does not work. Then I removed the container and docker pulled. This also does not work.

…in the end, the file path was wrong. ./data instead of /data.

I had to log out and log back in, but everything seems fine now. Time to go outside maybe.

#SelfHosted #Homelab #PersonalFinance #ActualBudget

Ok, so now I can actually use Actual Budget.

So far:

* Keyboard shortcuts, but not for reconciling, which is the one shortcut I use all the time.
* No budget targets/goals, although YNAB's implementation is so strange I'm not even sure that's a bad thing.
* No differentiation between account types, other than on budget or off budget. Don't think I care.
* No budget categories for credit card payments, which I think I prefer.
* Seems to have more interesting/flexible reporting, including report dashboards you can set up.
* Seems like it will pick up on reoccuring transactions, which is something I liked in Lunch Money but YNAB does not have.
* No mobile app. You can save to homescreen which kind of works offline, but only if you're launching it on the local network frequently. Otherwise things get out of sync.

#Homelab #SelfHosted #ActualBudget #YNAB #PersonalFinance

Ok, so now I can actually use Actual Budget.

So far:

* Keyboard shortcuts, but not for reconciling, which is the one shortcut I use all the time.
* No budget targets/goals, although YNAB's implementation is so strange I'm not even sure that's a bad thing.
* No differentiation between account types, other than on budget or off budget. Don't think I care.
* No budget categories for credit card payments, which I think I prefer.
* Seems to have more interesting/flexible reporting, including report dashboards you can set up.
* Seems like it will pick up on reoccuring transactions, which is something I liked in Lunch Money but YNAB does not have.
* No mobile app. You can save to homescreen which kind of works offline, but only if you're launching it on the local network frequently. Otherwise things get out of sync.

#Homelab #SelfHosted #ActualBudget #YNAB #PersonalFinance

📢 Here we go, a version of the Firefly III Data Importer is out! Version v2.2.0 can be downloaded right now.

Firefly III is a free and open source personal finance manager, and the data importer can download transactions directly from your bank!

Check out the release notes and download. https://github.com/firefly-iii/data-importer/releases/v2.2.0 #opensource #oss #newrelease #php #software #personalfinance #selfhosted

📢 Here we go, a version of the Firefly III Data Importer is out! Version v2.2.0 can be downloaded right now.

Firefly III is a free and open source personal finance manager, and the data importer can download transactions directly from your bank!

Check out the release notes and download. https://github.com/firefly-iii/data-importer/releases/v2.2.0 #opensource #oss #newrelease #php #software #personalfinance #selfhosted

📢 Woohoo! Version v6.5.4 of Firefly III has just been released 🎉. Check it out over at GitHub, Docker, or download it using your favorite package manager.

#opensource #oss #newrelease #php #software #personalfinance #selfhosted

https://github.com/firefly-iii/firefly-iii/releases/v6.5.4

📢 Woohoo! Version v6.5.4 of Firefly III has just been released 🎉. Check it out over at GitHub, Docker, or download it using your favorite package manager.

#opensource #oss #newrelease #php #software #personalfinance #selfhosted

https://github.com/firefly-iii/firefly-iii/releases/v6.5.4

Local/self-hosted You Need A Budget? Interesting. Not super opposed to paying for YNAB, but I wouldn’t say it specifically is very important to me. Even though I’ve been using it for a decade+.

I’ve tried Lunch Money a couple times but it just doesn’t click for me.

#SelfHosted #PersonalFinance

https://actualbudget.org

Local/self-hosted You Need A Budget? Interesting. Not super opposed to paying for YNAB, but I wouldn’t say it specifically is very important to me. Even though I’ve been using it for a decade+.

I’ve tried Lunch Money a couple times but it just doesn’t click for me.

#SelfHosted #PersonalFinance

https://actualbudget.org